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Featured In

35+

FinTech Apps Developed

20M+

Combined Downloads

$150M+

Raised by Clients in Funding

4.9

Clutch Star Rating for App Development

We deliver fintech application development services that do more than digitize finance—they decode it. Our platforms cut through complexity, automate trust, and give modern financial products the speed, clarity, and control they demand.

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Fintech App Development Services for Financial Institutions, Startups & Digital Banks

AppVerticals helps banks, fintech startups, and financial platforms move faster with custom fintech app development services. We build secure, user-driven apps that simplify finance, increase transparency, and support compliance across every transaction.

We build secure, intuitive banking apps for deposits, transfers, budgeting, and card management with real-time transaction tracking.

Digital Banking Apps

Our fintech app development services include building P2P platforms with instant transfers, QR payments, and contactless wallet integration.

Peer-to-Peer Payment Apps

We create apps for trading, robo-advisors, and portfolio tracking with market analytics and AI-based risk assessment tools.

Investment & Wealth Management Apps

We develop apps that automate loan applications, credit scoring, repayment tracking, and document verification for faster approvals.

Loan & Credit Management Apps

Our fintech application development services include building platforms for policy management, claims filing, and premium payment with smart reminders.

Insurance Tech Apps

We design crypto wallets with secure key management, real-time price tracking, and multi-coin support for seamless blockchain transactions.

Cryptocurrency Wallet Apps

We create personal finance apps that track spending, analyze habits, and generate insights to promote smarter financial decisions.

Expense Tracking & Budgeting Apps

We develop compliance-focused apps that automate KYC, AML checks, audit trails, and regulatory reporting for financial institutions.

RegTech & Compliance Apps

FinTech App Development Services
for Every Device & Platform

We offer custom fintech app development services for iOS, Android, and cross-platform. From APIs to architecture,
we build finance apps that scale fast, meet regulations, and deliver real-time performance.

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Android App Development

We build secure fintech apps using Kotlin, Android Jetpack, and Room DB—optimized for performance, device compatibility, and compliance with financial protocols and Play Store regulations.

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iOS App Development

We develop iOS fintech apps with Swift, SwiftUI, and Core Data—focusing on secure transactions, native experience, and seamless integration with Apple Pay and banking APIs.

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Flutter App Development

Using Dart and Flutter’s widget engine, we create cross-platform fintech apps with native performance, secure storage, and integrations for real-time payments, analytics, and KYC workflows.

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React Native App Development

We use React Native, TypeScript, and Redux to build fintech apps with shared codebases, encrypted APIs, and native modules for payments, authentication, and financial data sync.

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Xamarin App Development

Built with C# and .NET MAUI, our Xamarin apps support biometric security, RESTful API integration, and unified fintech logic across Android and iOS without compromising performance.

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Ionic App Development

We use Ionic with Angular and Capacitor to develop fast, browser-based fintech apps with real-time charts, wallet integrations, and responsive UIs optimized for mobile transactions.

Building Success Stories for FinTech
Startups & Fortune 500s

We collaborate with fintech startups, digital challengers, and global institutions building products that simplify finance, speed up transactions, and reshape financial access. Here’s a glimpse of our most recent success stories in fintech innovation.

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CocaCola

We work with innovators of all sizes, from startups to industry leaders, to create exceptional products and drive meaningful change. We work with innovators of all sizes, from startups to industry leaders, to create exceptional products and drive meaningful change.We work with innovators of all sizes, from startups to industry leaders, to create exceptional products & drive meaningful change.

50+

Increase in followers growth

75%

Accuracy in Market Forecasting

65%

Faster Content Creation

CocaCola

  • Design
  • Development

We work with innovators of all sizes, from startups to industry leaders, to create exceptional products and drive meaningful change.

View Case Study
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Nokia Al-Saudia Training Centre

We built a unified digital learning platform for Nokia Al-Saudia, automating enrollments, scaling course delivery, and boosting learner engagement across telecom, AI, and IT training.

97%

Platform Uptime

68%

Faster Course Enrollment

3x

Increase in Learner Engagement

Nokia Al-Saudia Training Centre

  • Design
  • Development

We built a unified digital learning platform for Nokia Al-Saudia, automating enrollments, scaling course delivery, and boosting learner engagement across telecom, AI, and IT training.

View Case Study
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CPCG

We built CPCG’s unified remote support hub, replacing scattered tools with one secure platform for automated kiosk access, schedule-based control, and real-time monitoring across healthcare teams.

50+

Increase in followers growth

75%

Accuracy in Market Forecasting

65%

Faster Content Creation

CPCG

  • Design
  • Development

We built CPCG’s unified remote support hub, replacing scattered tools with one secure platform for automated kiosk access, schedule-based control, and real-time monitoring across healthcare teams.

View Case Study
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Get Spruce

Full-platform redesign and mobile rollout for Spruce, serving 685K+ residents and 6,400+ properties with smarter, faster home services powered by adaptive pricing, mobile access, and real-time dashboards. The new platform unifies residents, service pros, and property managers into one seamless ecosystem

685K+

Customers Onboarded

6,477+

Properties Managed

7,581+

Property Management Companies

Get Spruce

  • Design
  • Development

We work with innovators of all sizes, from startups to industry leaders, to create exceptional products and drive meaningful change.

View Case Study
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Visionze

We built Visionze’s dual-platform EMR, centralizing patient management, scheduling, billing, and compliance into one secure, role-based system for mental healthcare—designed to reduce errors and streamline daily operations.

100%

HIPAA-Compliant Workflows

60%

Faster Scheduling & Billing Cycles

45%

Improved Care Team Efficiency

Visionze

  • Design
  • Development

We built Visionze’s dual-platform EMR, centralizing patient management, scheduling, billing, and compliance into one secure, role-based system for mental healthcare—designed to reduce errors and streamline daily operations.

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Our FinTech App Development Process

As a leading fintech mobile app development company, we follow a proven process built around compliance, security, and financial precision. We develop fintech apps that are fast, audit-ready, and trusted by users and investors alike.

Discovery

Discovery

We collaborate with clients to define goals, features, and compliance needs—setting the foundation for secure, scalable fintech application development.

Planning

Planning

We outline timelines, assign tech resources, and create detailed user flows that align with regulatory frameworks and fintech best practices.

Design

Design

Our UI/UX experts use Figma and Adobe XD to design intuitive wireframes tailored for financial workflows, user trust, and real-time data visualization.

Development

Development

We build fintech apps using React Native, Flutter, or native stacks—focusing on encrypted data flow, secure APIs, and high-performance functionality.

Testing

Testing

Through Selenium, Appium, and security audits, we identify bugs, validate KYC/AML integrations, and verify app readiness for real-world financial use.

Launch

Launch

We handle deployment, app store approvals, and server configurations—getting your fintech app ready for public release and institutional scale.

Support

Support

Post-launch, we offer continuous monitoring, compliance updates, and feature enhancements to keep your fintech product sharp and market-relevant.

Our Tech Stack for FinTech
App Development Services

Front-End & Mobile
Back-End Frameworks
Cloud & Database
API Integration
AI & IoT
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React Native

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Flutter

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Swift

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Kotlin

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Angular

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Vue.js

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Node.js

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Python/Django

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Ruby on Rails

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Java Spring Boot

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Xcode

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Android Studio

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PostgreSQL

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MongoDB

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SQLite

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Redis

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AWS

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Google Cloud Platform

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Microsoft Azure

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FHIR

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HL7

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Twilio

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Stripe

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PayPal

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Razorpay

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Square

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OAuth 2.0

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JWT

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SSL/TLS Encryption

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TensorFlow

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PyTorch

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Azure Cognitive Services

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MQTT

The Right Features to
Power Your Fintech App

As a top-tier fintech application development company, we design features that serve users, advisors, and financial teams—making money management faster, smarter, and more transparent across every touchpoint.

For End Users
For Financial Advisors
For Financial Institutions

View balances, transactions, savings goals, and investment summaries in one place.

Send and receive money securely with real-time confirmation.

Set limits, track spending, and receive alerts to stay on track.

Pay utilities, credit cards, and loans through a unified interface.

Freeze, replace, or set limits on debit and credit cards instantly.

Access performance charts, portfolio breakdowns, and market trends.

Use Face ID or fingerprint for faster and safer app access.

Get updates on transactions, budget alerts, and market shifts in real time.

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Make Finance Feel Effortless with Custom Fintech App Development Services

Less friction, more function—fintech app development services built for payments, lending, and everything in between.

Cut Down Cost & Time to Market with
Pre-Built FinTech App Clones

At AppVerticals, we help fintech companies launch faster and reduce costs with pre-built fintech app development solutions. Our Android and iOS clones offer secure, scalable foundations for high-performance finance apps.

  • Cash App

  • Robinhood

  • Revolut

  • Coinbase

  • Chime

  • Acorns

  • Zelle

  • Venmo

An app like Cash App enables seamless peer-to-peer payments, banking tools, and crypto trading features.

  • Instant Transfers
  • Banking Tab
  • Bitcoin Support
  • Cash Card
  • Spending Analytics
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Compliance-Driven FinTech App Development
Company That Meets Every Standard

Compliance isn’t optional for fintech app development services—it’s non-negotiable. AppVerticals builds apps that meet financial regulations, protect user data, and deliver secure, trustworthy experiences across global markets.

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GDPR Compliance

We build GDPR-compliant fintech apps that protect EU user data with strict privacy controls and transparency.

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PCI DSS

Our apps integrate PCI DSS-compliant systems to secure financial transactions and safeguard cardholder information.

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CCPA

We follow CCPA standards, giving California users control over how their financial data is collected and shared.

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SOC 2

We develop SOC 2-compliant platforms focused on data security, privacy, availability, and system integrity.

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E-Sign Act

We support e-signature legality, allowing users to complete financial agreements securely and digitally.

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KYC

Our fintech apps include KYC and AML tools to verify users, detect fraud, and meet regulatory mandates.

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PSD2

We develop PSD2-compliant apps for secure open banking, third-party integration, and multi-factor authentication.

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FINRA Guidelines

Our apps follow FINRA digital standards, enabling compliant experiences for brokerages and investment platforms.

How Much Does FinTech App Development Cost?

FinTech app development cost typically ranges from $25000 to $300000 or more—depending on the app’s complexity, compliance requirements, third-party integrations, and advanced features like AI, blockchain, or biometric security. Costs also vary based on platform choice, scalability needs, and design depth. Use our free app cost calculator to get a personalized estimate for your fintech project.

Why Hire AppVerticals for FinTech
App Development Services?

Leading fintech startups and financial institutions trust us for scalable, secure, and compliant digital products. Here’s why:

Next-Gen Technology Integration to Future-Proof Your Fintech App

As a leading fintech application development company built on innovation, we integrate modern technologies to improve security, efficiency, and user experience. Here are the forward-looking solutions powering our fintech apps:

We integrate AI to automate decisions and deliver personalized financial insights.

  • Smart risk scoring based on user data
  • AI-driven fraud detection systems
  • Predictive analytics for loans and investments
  • Personalized budgeting and wealth tips
  • Natural language chatbots for customer support

We use blockchain to add transparency and decentralization to fintech platforms.

  • Smart contracts for secure, automated transactions
  • Blockchain-based KYC with tamper-proof ID verification
  • Crypto wallets with multi-coin support
  • Tokenized rewards and loyalty systems
  • Transparent audit trails for compliance

We implement biometrics for seamless and secure user login experiences.

  • Face ID and fingerprint login support
  • Multi-factor authentication with biometrics
  • Device binding for extra session protection
  • Fraud prevention via behavioral biometrics
  • Instant user verification with liveness detection

We integrate open banking tools to connect users with financial institutions securely.

  • Real-time access to bank accounts and balances
  • Unified API layer for multi-bank integrations
  • Account aggregation for better money management
  • Fast credit checks and transaction histories
  • Compliant with PSD2 and global standards

We deploy cloud-native architectures for scalability and real-time performance.

  • Auto-scaling under high transaction loads
  • Real-time syncing across user devices
  • High availability through multi-region setups
  • Secure storage with encrypted backups
  • CI/CD pipelines for rapid deployment

We use big data to power smarter financial decision-making.

  • Real-time dashboards for user transactions
  • Predictive insights for lenders and investors
  • Customer segmentation for personalized finance
  • Behavioral data to improve UX flows
  • Data export tools for compliance and audits

AppVerticals Builds Fintech MVPs Ready for Markets, Milestones & Money Movement!

Talk to developers who ship fast, comply by default, and build with growth in mind.

Frequently Asked Questions

Fintech app development cost typically ranges from $25,000 to $300,000 or more. The final cost depends on features, integrations, compliance requirements, and whether you're building an MVP, enterprise-grade solution, or a cross-platform fintech application.

A standard fintech app takes 3 to 6 months to develop. Timeline depends on app complexity, platform type (iOS, Android, or cross-platform), compliance scope, and whether you're building from scratch or using pre-built components.

Yes, we always sign non-disclosure agreements (NDAs) before discussing your fintech idea. Protecting your concept, business logic, and proprietary data is a top priority for us throughout the development lifecycle.

We build fintech apps for Android, iOS, and cross-platform using technologies like Flutter, React Native, and native stacks—based on your audience, budget, and long-term growth goals.

We follow industry standards like GDPR, PCI DSS, SOC 2, KYC, AML, and PSD2. Compliance is baked into our fintech software development process to meet regulatory expectations and protect user trust.

Yes, we provide post-launch support, including performance monitoring, feature enhancements, bug fixes, and compliance updates—helping your fintech app remain secure, stable, and relevant as your business grows.

Absolutely. We offer custom fintech app development tailored to your business model, including everything from design and backend to compliance, integrations, and user onboarding flows.

We combine domain expertise with proven fintech software development practices—building scalable, secure apps for startups, banks, and financial platforms, with a track record of apps that raise funding and pass regulatory audits.

Let’s Talk!

Get a Feasibility Report, Tech Stack Recommendations & Pricing Estimate With the Leading eCommerce App Development Company

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