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FinTech App Development Company
AppVerticals is a trusted fintech app development company that helps banks, startups, and financial institutions build applications for payments, lending, and wealth management. Our expert-vetted fintech app developers create secure, compliant platforms that reduce manual effort, speed up transactions, and make finance easier for every user.
Featured In
35+
FinTech Apps Developed
20M+
Combined Downloads
$150M+
Raised by Clients in Funding
4.9
Rating on Clutch for Mobile App Development
We deliver fintech application development services that do more than digitize finance—they decode it. Our platforms cut through complexity, automate trust, and give modern financial products the speed, clarity, and control they demand.
Fintech App Development Services for Financial Institutions, Startups & Digital Banks
AppVerticals helps banks, fintech startups, and financial platforms move faster with custom fintech app development services. We build secure, user-driven apps that simplify finance, increase transparency, and support compliance across every transaction.
Digital Banking Apps
We build secure, intuitive banking apps for deposits, transfers, budgeting, and card management with real-time transaction tracking.
Peer-to-Peer Payment Apps
Our fintech app development services include building P2P platforms with instant transfers, QR payments, and contactless wallet integration.
Investment & Wealth Management Apps
We create apps for trading, robo-advisors, and portfolio tracking with market analytics and AI-based risk assessment tools.
Loan & Credit Management Apps
We develop apps that automate loan applications, credit scoring, repayment tracking, and document verification for faster approvals.
Insurance Tech Apps
Our fintech application development services include building platforms for policy management, claims filing, and premium payment with smart reminders.
Cryptocurrency Wallet Apps
We design crypto wallets with secure key management, real-time price tracking, and multi-coin support for seamless blockchain transactions.
Expense Tracking & Budgeting Apps
We create personal finance apps that track spending, analyze habits, and generate insights to promote smarter financial decisions.
RegTech & Compliance Apps
We develop compliance-focused apps that automate KYC, AML checks, audit trails, and regulatory reporting for financial institutions.
FinTech App Development Services
for Every Device & Platform
We offer custom fintech app development services for iOS, Android, and cross-platform. From APIs to architecture,
we build finance apps that scale fast, meet regulations, and deliver real-time performance.
01
Android App Development
We build secure fintech apps using Kotlin, Android Jetpack, and Room DB—optimized for performance, device compatibility, and compliance with financial protocols and Play Store regulations.
02
iOS App Development
We develop iOS fintech apps with Swift, SwiftUI, and Core Data—focusing on secure transactions, native experience, and seamless integration with Apple Pay and banking APIs.
03
Flutter App Development
Using Dart and Flutter’s widget engine, we create cross-platform fintech apps with native performance, secure storage, and integrations for real-time payments, analytics, and KYC workflows.
04
React Native App Development
We use React Native, TypeScript, and Redux to build fintech apps with shared codebases, encrypted APIs, and native modules for payments, authentication, and financial data sync.
05
Xamarin App Development
Built with C# and .NET MAUI, our Xamarin apps support biometric security, RESTful API integration, and unified fintech logic across Android and iOS without compromising performance.
06
Ionic App Development
We use Ionic with Angular and Capacitor to develop fast, browser-based fintech apps with real-time charts, wallet integrations, and responsive UIs optimized for mobile transactions.
Building Success Stories for FinTech
Startups & Fortune 500s
Our FinTech App Development Process
As a leading fintech mobile app development company, we follow a proven process built around compliance, security, and financial precision. We develop fintech apps that are fast, audit-ready, and trusted by users and investors alike.
Discovery
We collaborate with clients to define goals, features, and compliance needs—setting the foundation for secure, scalable fintech application development.
Planning
We outline timelines, assign tech resources, and create detailed user flows that align with regulatory frameworks and fintech best practices.
Design
Our UI/UX experts use Figma and Adobe XD to design intuitive wireframes tailored for financial workflows, user trust, and real-time data visualization.
Development
We build fintech apps using React Native, Flutter, or native stacks—focusing on encrypted data flow, secure APIs, and high-performance functionality.
Testing
Through Selenium, Appium, and security audits, we identify bugs, validate KYC/AML integrations, and verify app readiness for real-world financial use.
Launch
We handle deployment, app store approvals, and server configurations—getting your fintech app ready for public release and institutional scale.
Support
Post-launch, we offer continuous monitoring, compliance updates, and feature enhancements to keep your fintech product sharp and market-relevant.
Our Tech Stack for FinTech
App Development Services
Front-End & Mobile
Back-End Frameworks
Cloud & Database
API Integration
AI & IoT
React Native
Flutter
Swift
Kotlin
Angular
Vue.js
Node.js
Python/Django
Ruby on Rails
Java Spring Boot
Xcode
Android Studio
PostgreSQL
MongoDB
SQLite
Redis
AWS
Google Cloud Platform
Microsoft Azure
FHIR
HL7
Twilio
Stripe
PayPal
Razorpay
Square
OAuth 2.0
JWT
SSL/TLS Encryption
TensorFlow
PyTorch
Azure Cognitive Services
MQTT
The Right Features to
Power Your Fintech App
As a top-tier fintech application development company, we design features that serve users, advisors, and financial teams—making money management faster, smarter, and more transparent across every touchpoint.
For End Users
For Financial Advisors
For Financial Institutions
View balances, transactions, savings goals, and investment summaries in one place.
Send and receive money securely with real-time confirmation.
Set limits, track spending, and receive alerts to stay on track.
Pay utilities, credit cards, and loans through a unified interface.
Freeze, replace, or set limits on debit and credit cards instantly.
Access performance charts, portfolio breakdowns, and market trends.
Use Face ID or fingerprint for faster and safer app access.
Get updates on transactions, budget alerts, and market shifts in real time.
Make Finance Feel Effortless with Custom Fintech App Development Services
Less friction, more function—fintech app development services built for payments, lending, and everything in between.
Cut Down Cost & Time to Market with
Pre-Built FinTech App Clones
At AppVerticals, we help fintech companies launch faster and reduce costs with pre-built fintech app development solutions. Our Android and iOS clones offer secure, scalable foundations for high-performance finance apps.
Cash App
Robinhood
Revolut
Coinbase
Chime
Acorns
Zelle
Venmo
An app like Cash App enables seamless peer-to-peer payments, banking tools, and crypto trading features.
- Instant Transfers
- Banking Tab
- Bitcoin Support
- Cash Card
- Spending Analytics
Compliance-Driven FinTech App Development
Company That Meets Every Standard
Compliance isn’t optional for fintech app development services—it’s non-negotiable. AppVerticals builds apps that meet financial regulations, protect user data, and deliver secure, trustworthy experiences across global markets.
GDPR Compliance
We build GDPR-compliant fintech apps that protect EU user data with strict privacy controls and transparency.
PCI DSS
Our apps integrate PCI DSS-compliant systems to secure financial transactions and safeguard cardholder information.
CCPA
We follow CCPA standards, giving California users control over how their financial data is collected and shared.
SOC 2
We develop SOC 2-compliant platforms focused on data security, privacy, availability, and system integrity.
E-Sign Act
We support e-signature legality, allowing users to complete financial agreements securely and digitally.
KYC
Our fintech apps include KYC and AML tools to verify users, detect fraud, and meet regulatory mandates.
PSD2
We develop PSD2-compliant apps for secure open banking, third-party integration, and multi-factor authentication.
FINRA Guidelines
Our apps follow FINRA digital standards, enabling compliant experiences for brokerages and investment platforms.
How Much Does FinTech App Development Cost?
FinTech app development cost typically ranges from $25,000 to $300,000 or more—depending on the app’s complexity, compliance requirements, third-party integrations, and advanced features like AI, blockchain, or biometric security. Costs also vary based on platform choice, scalability needs, and design depth. Use our free app cost calculator to get a personalized estimate for your fintech project.
Why Hire AppVerticals for FinTech
App Development Services?
Leading fintech startups and financial institutions trust us for scalable, secure, and compliant digital products. Here’s why:
Next-Gen Technology Integration to Future-Proof Your Fintech App
As a leading fintech application development company built on innovation, we integrate modern technologies to improve security, efficiency, and user experience. Here are the forward-looking solutions powering our fintech apps:
We integrate AI to automate decisions and deliver personalized financial insights.
- Smart risk scoring based on user data
- AI-driven fraud detection systems
- Predictive analytics for loans and investments
- Personalized budgeting and wealth tips
- Natural language chatbots for customer support
We use blockchain to add transparency and decentralization to fintech platforms.
- Smart contracts for secure, automated transactions
- Blockchain-based KYC with tamper-proof ID verification
- Crypto wallets with multi-coin support
- Tokenized rewards and loyalty systems
- Transparent audit trails for compliance
We implement biometrics for seamless and secure user login experiences.
- Face ID and fingerprint login support
- Multi-factor authentication with biometrics
- Device binding for extra session protection
- Fraud prevention via behavioral biometrics
- Instant user verification with liveness detection
We integrate open banking tools to connect users with financial institutions securely.
- Real-time access to bank accounts and balances
- Unified API layer for multi-bank integrations
- Account aggregation for better money management
- Fast credit checks and transaction histories
- Compliant with PSD2 and global standards
We deploy cloud-native architectures for scalability and real-time performance.
- Auto-scaling under high transaction loads
- Real-time syncing across user devices
- High availability through multi-region setups
- Secure storage with encrypted backups
- CI/CD pipelines for rapid deployment
We use big data to power smarter financial decision-making.
- Real-time dashboards for user transactions
- Predictive insights for lenders and investors
- Customer segmentation for personalized finance
- Behavioral data to improve UX flows
- Data export tools for compliance and audits
AppVerticals Builds Fintech MVPs Ready for Markets, Milestones & Money Movement!
Talk to developers who ship fast, comply by default, and build with growth in mind.
Frequently Asked Questions
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