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Gifted Financial Services partnered with AppVerticals to build a secure, automated lending platform that dramatically accelerated approvals, strengthened compliance, and elevated borrower experience at scale.
Gifted Financial Services needed a unified digital platform to replace manual loan workflows, paperwork, and fragmented client records. We suggested a cloud-native solution combining digital onboarding, secure document handling, automated underwriting, and integrated payments.
Gifted Financial Services - Dashboard
Category / SaaS
Year / 2023
Manual loan processes, scattered client data, and slow approvals caused compliance risk, inconsistent service, and revenue loss. Paper KYC, delayed verification, and no centralized consultation tracking significantly worsened customer frustration.
AppVerticals delivered a secure, cloud-based lending platform with digital onboarding, automated KYC, AI-driven risk scoring, configurable underwriting rules, integrated payments, and a user-friendly portal, including cutting processing times and significantly boosting transparency.
Building a compliant, scalable lending platform required balancing security, usability, and complex financial rules while minimizing disruption to GFS operations and client trust.
Designing KYC, AML, and data-retention flows that meet regulatory standards without adding approval delays or user friction proved challenging.
Implementing encrypted storage, OCR-driven document capture, and anti-fraud checks while ensuring fast access and legal auditability required careful engineering.
Supporting multiple loan products with configurable rules, collateral handling, and rate calculations demanded a modular, robust rules engine.
Replacing paper workflows meant creating simple, reassuring interfaces for clients and consultants, plus training and migration support to ensure adoption.
Automated loan pipeline with eligibility checks, AI risk scoring, multi-stage approvals, real-time notifications, and performance analytics for transparent decision-making insights.
Digital KYC with OCR, facial verification, and fraud detection, enabling swift identity verification while maintaining stringent security and audit trails.
Configurable underwriting engine supporting multiple loan products, dynamic scoring, collateral rules, interest calculations, and rule-driven workflows for flexible risk management.
Self-service borrower dashboard for applications, document uploads, repayment schedules, status tracking, secure messaging, and integrated payment options for customer experience.
Admin console enabling loan officers to review applications, adjust risk scores, route approvals, manage teams, and generate regulatory-compliant reports efficiently.
Integrated payment gateway for EMI scheduling, automated repayments, reconciliation, notifications, refunds handling, and transparent reporting to streamline collections and reconciliation.
Empower advisors, win client trust, and automate operations with secure financial software built for scale
We needed people who understood secure data handling, compliance, and business logic. AppVerticals didn’t rush the process. They mapped our operations first, then automated them step by step. The platform now handles bookings, documents, and client communication better than we expected. Their work made our operations smoother and more transparent.
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